English Quiz for Upcoming IBPS Bank Exams - Set 45 | New Pattern





Hello and welcome to exampundit. Here is a set of English Language Quiz for the upcoming IBPS Exams 2017.


DIRECTIONS (Qs. 1-5): In each of the following questions a short passage is given with one of the lines in the passage missing and represented by a blank. Select the best out of the five answer choices given, to make the passage complete and coherent (coherent means logically complete and sound).


1. The Time Traveler (for so it will be convenient to speak of him) was expounding a recondite matter to us. His grey eyes shone and twinkled, and his usually pale face was flushed and animated. The fire burned brightly, and the soft radiance of the incandescent lights in the lilies of silver caught the bubbles that flashed and passed in our glasses. Our chairs, being his patents, embraced and caressed us rather than submitted to be sat upon, and there was that luxurious after-dinner atmosphere when thought roams gracefully free of the trammels of precision. (_________________).
(a) And slowly and steadily, the atmosphere grew stale and lost all the vibrancy it had
(b) And he put it to us in this way—marking the points with a lean forefinger—as we sat and lazily admired his earnestness over this new paradox (as we thought it) and his fecundity
(c) We sat like toddlers do in a nursery, eagerly anticipating the show the Time Traveler would put on for us
(d) We sat benumbed by the proceedings, for the radiance of the Time Traveler was unimaginable and unbearable
(e) I caught Filby’s eye over the shoulder of the Medical Man, and he winked at me solemnly.



2. Let us understand the definition of metaphysics, a purely speculative science, which occupies a completely isolated position and is entirely independent of the teachings of experience. It deals with mere conceptions—not, like mathematics, with conceptions applied to intuition—and in it, reason is the pupil of itself alone. It is the oldest of the sciences. (_________________)
(a) And it would struggle to survive without the architecture of mathematical support that it draws its strength from
(b) Yet it continued to baffle mankind because of its abstractions
(c) But it has never had and never will have the good fortune to attain to the sure scientific method
(d) And it would still survive, even if all the rest were swallowed up in the abyss of an all-destroying barbarism
(e) This critical science is not opposed to the dogmatic procedure of reason in pure cognition; for pure cognition must always be dogmatic




3. However, it is possible that the non -resident entity may have a business connection with the resident Indian entity. In such a case, the resident Indian entity could be treated as Permanent Establishment of the nonresident entity. (_________________) During the last decade or so, India has seen a steady growth of outsourcing of business processes by non residents or foreign companies to IT -enabled entities in India. Such entities are either branches or associated enterprises of the foreign enterprise or an independent India enterprise. The nonresident entity or foreign company will be liable to tax in India only if the IT -enabled BPO unit in India constitutes its Permanent Establishment.
(a) The tax treatment of the Permanent Establishment in such a case is under consideration
(b) How would the profit would be shared is not decided yet?
(c) A lengthy and cumber some process requiring a lot of application of mind and revenue principles is ahead for the tax department of India
(d) A new trend is seen in last decade.
(e) Indian companies have a lot on stake as competition increases.



4. Aggregation of risks is somewhat quite new to banks in India. While some banks have started thinking in that line by trying to put integrated limits framework and integrated risk policies as well as using CBS solutions for technological integration, the effort required is beyond such requirement. Risk aggregation would mean aggregating the individual risk measures to decide most appropriate assets class that would contain the risk to the desired level dictated by the risk appetite .Capital allocation (about how much) would be based on such strategies (_________________)
(a) Most banks are yet to conceptualize the same in their processes
(b) Most banks have already integrated it in their functioning; it is working over the years satisfactorily.
(c) Which would in long run prove to be the growth impeding
(d) Of risk aggregation which is really a new concept to Indian banks
(e) On expected lines of the regulation conditions laid down in the manual of the bank


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5. After two years, high inflation moderated in the later part of 2011-12 in response to past monetary tightening and growth deceleration. High inflation had adverse consequences on welfare and on saving and investment, particularly household saving in financial assets. The most serious consequence of inflation is (_________________). As growth slowed down, in part due to high inflation, it further reduced the welfare of the common man through adverse impact on employment and incomes.
(a) its destructive allocation impact on the industries that were lately coming up.
(b) its negative impact on the rich and high-profile people.
(c) its adverse distributional impact on the poor, people without social security and pensioners.
(d) its wayward consequences on the public distribution system meant for the poor.
(e) its unfavourable bearing on day to day commodities that are used by the common man.



DIRECTIONS (Qs. 6-10): Select the phrase/connector from the given three options which can be used to form a single sentence from the two sentences given below, implying the same meaning as expressed in the statement sentences.

6. RBI is concerned about the risk of investing in mutual funds. RBI is likely to ask banks to reduce their investments in mutual funds.
(A) At the risk of investing
(B) To reduce investments
(C) Concern for the risk
(a) Only (A)
(b) Only (B)
(c) Only (C)
(d) Only (A) and (B)
(e) None of these



7. Twelve million youth enter the Indian work force every year. Eighty per cent of these youth are unskilled.
(A) While eighty per cent
(B) Since twelve million
(C) Of the twelve million
(a) Only (A)
(b) Only (C)
(c) Only (A) and (C)
(d) All (A), (B) and (C)
(e) None of these



8. Food inflation is touching twenty per cent. The government will have to tighten monetary policy to prevent further rise.
(A) Although food inflation is
(B) With the tightening of monetary
(C) Given that food inflation
(a) Only (A)
(b) Only (B)
(c) Only (C)
(d) Only (A) and (B)
(e) None of these

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9. The government has decided to install renewable energy devices at prominent sites. Citizens will be more aware of their benefits.
(A) The government’s decision
(B) Deciding to instal
(C) By making citizens
(a) Only (A) (b) Only (A) and (B)
(c) Only (B) (d) Only (C)
(e) None of these


10. The company’s sales were low at the beginning of the year.
Its sales have picked up in the past few months.
(A) Though the company’s sales were low
(B) Despite low sales at
(C) However the company’s sales have picked
(a) Only (A)
(b) Only (A) and (B)
(c) All (A), (B) and (C)
(d) Only (B) and (C)

(e) None of these



Answers:

1. (d) The description of the radiant lights and the last line logically invites option (d) we sat benumbed by the proceedings, for the radiance of the Time Traveler was unimaginable and unbearable.

2. (c) It is said that Metaphysics is a purely speculative science…. It deals with mere conceptions and the last sentence, It is the oldest of the science, logically concludes option (c), But it has never had and never will have the good fortune to attain to the sure scientific method.

3. (d) The second sentence--- In such a case…..Indian entity could be treated….. Again the sentence that runs after the blank….During the last decade or so, suggests option (d), A new trend is seen in last decade is the correct choice.

4. (d) Capital allocation (about how much) would be based on such strategies of risk aggregation which is really a new concept to Indian banks.

5. (e) The most serious consequence of inflation is its unfavourable bearing on day to day commodities that are used by the common man.

6. (a) At the risk of investing in mutual funds RBI is likely to ask banks to reduce their investments in mutual funds.

7. (b) Since twelve million youth enter the Indian work force every year, eight per cent of these youth are unskilled.

8. (a) Although food inflation is touching twenty per cent, the government will have to tighten monetary policy to prevent further rise.

9. (e) None of these


10. (a) Though the company's sales were low at the beginning of the year, its sales have picked up in the past few months.















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