Thursday, December 31, 2015

Current Affairs Update – 31st December, 2015

Hello and welcome to ExamPundit. Here are the important Current Affairs Update of 31st December, 2015. These are important for the upcoming LIC AAO 2016, Syndicated Manipal PO Exam and SIDBI Assistant Manager Exams.

Industry/Finance –

World Bank offers $50 million loan for minority education

  • The World Bank signed a credit agreement of $50 million with the government today for education and skill training for minorities.
  • "The Government of India and the World Bank today signed a $50 million credit for the Nai Manzil: The Education and Skills Training for Minorities Project to help young people from minority communities complete education and gain from market-driven training programmes with the aim of improving their employment outcome," World Bank said in a release.
  • The project will support the government's national Nai Manzil (New Horizon) scheme, which was launched in August this year.
  • The project will reach out to the disadvantaged youth from minority communities and support their enrolment in open schooling as well as provide hands-on vocational training.
  • It will also provide post-placement support to assist them in finding sustainable employment, read the statement.

Andhra Pradesh Government decided to hike wages of Anganwadi workers

  • The Andhra Pradesh Government on 30 December 2015 decided to hike the wages of Anganwadi workers. The wages of the Anganwadi workers will be increased from 4200 rupees to 7000 rupees and the wages of Anganwadi helpers will be hiked to 4500 rupees.
  • It was also decided to replace the conventional street lights with LED lights in 659 villages across the state.
  • The decision was taken at the Cabinet meeting presided by state Chief Minister N Chandrababu Naidu in Vijayawada.
  • In addition, the Cabinet decided to implement a new sand policy with effect from 1 February 2016. As per the policy, Mines Department will monitor tendering and auctioning of sand reaches in the state.

Airtel acquires 100 per cent stake in Augere Wireless

  • Telecom major Bharti Airtel today said it has acquired the balance 26 per cent stake in Augere Wireless, which holds 4G spectrum in Madhya Pradesh, making it a wholly-owned subsidiary of the company.
  • Earlier, Airtel had announced acquiring 74 per cent stake in Augere Wireless but did not disclose financial details of the deal.
  • Augere holds 20 Mhz of spectrum in 2300 Mhz band in Madhya Pradesh service area, which includes Chhattisgarh state, to be used for 4G services. The company had won this spectrum for Rs. 124.66 crore in 2010 but has not rolled out services.
  • Airtel now has 20 Mhz in 2300 Mhz band across nine service areas. The company directly won this spectrum in four service areas for Rs. 3,314.36 crore.
  • Later, it acquired Qualcomm’s India unit which had spectrum in four circles including metros.
  • Infotel Broadband, which was acquired by Reliance Industries, was the only bidder to win spectrum on pan-India basis in the 2300 Mhz band in that auction.

India –

Union Cabinet approved Raptor MoU for conservation of migratory birds of prey

  • The Union Cabinet, presided by Prime Minister Narendra Modi, on 30 December 2015 gave its approval for signing a Memorandum of Understanding (MoU) for conservation of migratory birds of prey in Africa and Eurasia. The MoU, also called as Raptor MOU, will help India gain knowledge in effectively managing the habitats of the raptors.
  • With the signing of the MoU, India will become the 54th signatory to the MoU.
  • The MoU is also in conformity with the provisions of the existing Wild Life (Protection) Act, 1972, wherein the birds have been accorded protection.

Union Cabinet approved construction of 69 bridges on trilateral highway in Myanmar

  • The Union Cabinet, presided by Prime Minister Narendra Modi, on 30 December 2015 approved the construction of 69 bridges including approach roads on the Tamu-Kyigone-Kalewa (TKK) road section of the trilateral highway in Myanmar.
  • The bridges will be constructed at a cost of 371.58 crore rupees.

Key facts related to construction of bridges on TKK road section:
  • The construction of bridges will impart all weather usability to the TKK road section, which is also part of the route for the proposed Imphal-Mandalay bus service.
  • It will improve connectivity between India and Myanmar and facilitate the movement of goods and traffic.

Sports –

Virat Kohli named BCCI Cricketer of the Year

  • Continuing his meteoric rise, Indian Test captain Virat Kohli was today named ‘Cricketer of the Year’, while Mithali Raj was picked for the top women’s award in the BCCI annual honours to be given away on January 5 in Mumbai.
  • Under Kohli, the Indian team ended a 22-year wait for a series win on Sri Lankan soil before battering world No.1 South Africa to give them their first overseas loss in nine years.
  • The right-hander has done well with the bat too, scoring 640 runs in 15 Test innings that he played at an average of 42.67. In his 20 ODI outings this year, Kohli managed 623 runs at an average of 36.65.
  • Mithali, on the other hand, became the first Indian woman and second overall to complete 5,000 runs in ODI format this year. Mithali will be presented with the M.A. Chidambaram Trophy for the best women’s cricketer.
  • In other awards, former wicketkeeper Syed Kirmani will be presented the Col. C.K. Nayudu Lifetime Achievement Award.
  • The Karnataka State Cricket Association has been chosen the State association of the year for achieving the treble of winning the Ranji Trophy, Irani Cup and Vijay Hazare Trophy in the season.
  • Karnataka all-rounder Robin Uthappa has been picked for the Madhavrao Scindia Award for being the highest run-scorer in Ranji Trophy. Uthappa scored 912 runs in 11 matches, averaging 50.66.
  • The top wicket-taker’s award is being shared this year by Karnataka’s R Vinay Kumar and Mumbai’s Shardul Thakur, both of whom scalped 48 in the previous season.

Ashwin is ICC's No. 1 Test bowler, first Indian since Bedi’s feat in 1973

  • Star India off-spinner Ravichandran Ashwin has ended 2015 as the No. 1 Test bowler in the ICC rankings issued on Thursday on the back of his strong showing against South Africa in the recent home series.
  • Ashwin, who took 62 wickets in nine Tests this year including 31 scalps in the four matches against South Africa, became the first India bowler since Bishen Bedi in 1973 to achieve the milestone of finishing the year on top.
  • In fact, Bedi, an ICC Hall of Famer, is the only India bowler to ever top the Test bowling table, while Bhagwath Chandrasekhar, Kapil Dev and Anil Kumble peaked at number-two during their careers.
  • Ashwin achieved the number-one spot for first time in his career after injury prevented South African Dale Steyn from bowling more than 3.5 overs in England’s second innings in the Durban Test.
  • Steyn had started the Durban Test leading Ashwin by four points and now trails the India off-spinner by the same margin. Even though the fast bowler bagged four wickets in the first innings, these were not enough for him to end the year as the number-one ranked bowler for the sixth time since 2009.
  • Ashwin’s successful season was reflected in his ranking after he started the year in 15th position and slowly but surely moved to the top of the chart.

Laxmi Ratan Shukla announced retirement from all forms of cricket

  • Laxmi Ratan Shukla, former Indian cricketer and Bengal all-rounder, on 30 December 2015 announced his retirement from all forms of cricket. However, he might continue playing for his club Mohun Bagan.
  • Sukhla’s announcement came two days after he was named in the Bengal squad for the Syed Mushtaq Ali T20 Trophy starting on 2 January 2016.

Bjorn Isberg named as Tournament Director of 2016 Hockey India League

  • Sweden's Bjorn Isberg on 30 December 2015 was appointed as the Tournament Director of Coal India Hockey India League (HIL), the premier league for hockey in India.
  • On the other hand, Muthukumar Balakrisnan from Malaysia was given the role of the Assistant Tournament Director in the 4th edition of the Coal India Hockey India League.
  • Andy Mair from Scotland was named as the umpire's manager for the league.

Appointments –

Dr Gyanendra D Bandgaiyan appointed DG of National Centre for Good Governance

  • The Appointments Committee of the Cabinet (ACC) on 30 December 2015 approved the appointment of Dr Gyanendra D Bandgaiyan as the Director General of the National Centre for Good Governance.
  • He will be in the office for a period of three years which is extendable by another two years or up to 60 years of age, whichever is earlier.
  • The 54-year-old Bandgaiyan is a former IAS officer of the Union Territories cadre. He hails from Madhya Pradesh.
  • He is also an Ex-Chief Economist, United Nations Development Programme (UNDP).

Awards & Honors –

Indian-Origin Cancer Researcher Harpal Singh Kumar Knighted by Queen Elizabeth

  • A top Indian-origin cancer research expert has been conferred Knighthood by Queen Elizabeth II for being "hugely influential" in his work on prevention and treatment of cancer, according to the annual New Year's Honours list released here today.
  • Harpal Singh Kumar, the chief executive of Cancer Research UK (CRUK), has been honoured for services to cancer research and being "hugely influential in promoting research into the prevention, early diagnosis and treatment of cancer, and cancer care."
  • "CRUK's income and research spend are at an all-time high. Under his leadership, it has been instrumental in pushing the government to take further measures to reduce smoking and to ban sun-beds for under-18s," Kumar's citation reads.
  • Samir Desai, founder-CEO of Funding Circle, receives a Commander of the Most Excellent Order of the British Empire (CBE) for his work in the field of financial inclusion and Raminder Singh Ranger, chairman of Sun Mark Ltd, is awarded a CBE for services to business and community cohesion.

World –

Japan and South Korea reached Agreement on Issue of Comfort Women

  • Japan and South Korea on 28 December 2015 reached an Agreement on Issue of Comfort Women.
  • The agreement was reached after a meeting between Fumio Kishida, Minister for Foreign Affairs of Japan and Yun Byung-se, Minister of Foreign Affairs of South Korea in Seoul.
  • It aims to resolve a decades-old dispute over Korean women who were used as sex slaves by Japanese soldiers during World War II.
  • The agreement is considered as historic as the issue had been a bone of contention between the countries for decades.

Obituaries –

Singapore's Indian-Origin Blind Champion of Disabled Ron Chandran-Dudley Dies at 81

  • Ron Chandran-Dudley, a Singaporean of Indian-origin who championed the rights of handicapped both here and abroad, has died of a massive heart attack. He was 81.
  • Chandran-Dudley breathed his last yesterday in a hospital where he was taken to after complaining of chest pain.
  • He is survived by wife Rena Chandran-Dudley, 87, who said it was the worst attack she had seen him experience as he earlier had heart problems for which he underwent a quintuple bypass.
  • Blinded at the age of 19 from a kick to his head during a rugby match, Chandran-Dudley was one of Singapore's key pioneers, having established many of the handicapped welfare associations here.

Former Newcastle United goalkeeper Pavel Srnicek died

  • Former Newcastle United goalkeeper Pavel Srnicek died on 29 December 2015 at Ostrava, Czech Republic. He was 47.
  • Srnicek passed away nine days after suffering cardiac arrest.


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UIIC Assistant 2015 - Final Result Declared

Hello and welcome to ExamPundit. UIIC has declared the Final Result of UIIC Assistant 2015!!!!! Check it out from the below link. All the best guys!!




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English Quiz for IBPS Clerk Mains - Set 8

Hello and welcome to ExamPundit. Here is a set of English Quiz for IBPS Clerk Mains V.

Directions (Q.1-10): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each five words are suggested, one of which fits the blank appropriately. Find out the appropriate words.

The _____(1) functioning of the world economy should be _____(2) to _____(3) instead of _____(4) it with a war-like _____(5) created by the US and Britain which is _____(6) for. Iraq has _____(7)_____(8) lessons after a decade of economic _____(9) and _____(10) of so many lives.

1. 1) crystal 2) speed 3) accelerated 4) smooth 5) lubricated

2. 1) made 2) directed 3) governed 4) assisted 5) allowed

3. 1) roll 2) continue 3) turn 4) energise 5) hold

4. 1) destroying 2) concerning 3) shadowing 4) drying 5) facing

5. 1) dictatorship 2) hostility 3) scenario 4) destruction 5) gravity

6. 1) condemned 2) rebuked 3) unmindful 4) uncalled 5) silly

7. 1) sought 2) learnt 3) availed 4) resulted 5) slapped

8. 1) bitter 2) hot 3) sour 4) enough 5) severe

9. 1) block 2) sanctioning 3) penalty 4) showdown 5) embargo

10. 1) injury 2) damages 3) claim 4) loss 5) killing


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Daily Word List - Set 30

Hello and welcome to ExamPundit. Here is the Daily Word List Set 30.

1. Alibi: a reason or excuse why someone could not have done something.
Example: The detective sought to find a hole in the convicted felon’s alibi.

2. Waver: to be uncertain.
Example: I am certain of my selection so my decision will not waver.

3. Retaliate: to respond to an attack in some way
Example: My first instinct was to retaliate and scream back at her.

4. Peccadillo: a small mistake or fault
Example: Because Josh had grown tired of Patty’s criticism of every little peccadillo, he asked her for a divorce.

5. Inure: to become immune to unpleasant events or situations.
Example: Raising three dramatic daughters will inure you to temper tantrums.

6. Puerile: silly or childish especially in a way that shows a lack of seriousness or good judgment.
Example: Since my son is thirty-three years of age, I do not find his puerile behavior amusing.

7. Pauper: a person who lives in poverty
Example: The pauper had no money and slept under a bridge.

8. Iota: a tiny amount.
Example: If there is even one iota of doubt, the jury should not find the defendant guilty.

9.  Candid: truthful and straightforward.
Example: Because the politician made a candid speech, he earned the respect of the voters.

10. Illusory: founded on something that is not genuine.
Example: Linda started an illusory friendship with her rival as part of her plan to destroy the girl’s reputation.


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IBPS PO V Interview Call Letters

Hello and welcome to ExamPundit. On the final day of 2015, IBPS has activated the link to download the call letters for IBPS PO V Interviews!!

Please share your dates!! Thanks Sanat for informing us promptly!!


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Ask The Mentor - 31st December, 2015

Hello and welcome to ExamPundit. Here is the Daily Page where you can ask any question related to you Exam, Materials, Career or anything.

If you have any query regarding our Materials, Exam preparation Tip or any Unresolved Problems(which are not copied from other portals), just drop it in the comment box.

In case you have answers for someone else's query, please resolve it asap.

  1. Mentor from Aspirants: Nisha Gautam
  2. Mentor from Exampundit: Anubhab


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Current Affairs Update – 30th December, 2015

Hello and welcome to ExamPundit. Here are the Important Current Affairs Update of 30th December, 2015. These are Important for the upcoming LIC AAO 2016, Syndicate Bank Manipal PO and SIDBI Assistant Manager 2016 Exams.

Finance/Industry –

BHEL commissioned Prayagraj power project unit in Uttar Pradesh

  • State-run Bharat Heavy Electricals Ltd (BHEL) on 29 December 2015 commissioned a 660 MW unit of Prayagraj Super Thermal Power Project at Bara in Allahabad district of Uttar Pradesh.
  • The Prayagraj Super Thermal Power Project is the first supercritical thermal unit in the state to achieve capacity addition on attaining full load. Super-critical units are more efficient and eco-friendly as they consume lesser coal.
  • In addition, it is a greenfield thermal power project. The project is owned by Prayagraj Power Generation Company Limited (PPGCL), a subsidiary company of Jaiprakash Power Ventures Limited.

Russia tied up with HAL to manufacture Kamov 226T helicopters

  • Russia's Rostech State Corporation on 29 December 2015 tied up with Hindustan Aeronautics Limited (HAL) to manufacture at least 200 Kamov 226T light helicopters. The Kamov will replace the ageing fleet of Cheetah and Chetak.
  • The deal is estimated to be worth 1 billion US dollars and is the first Russian-Indian high-tech project implemented by the Indian government within the framework of the Make in India initiative.
  • During Prime Minister Narendra Modi's visit to Moscow in December 2015, an agreement was signed between the two countries on cooperation in the field of helicopter manufacturing.

SpiceJet launched travel solutions platform

  • SpiceJet on 29 December 2015 launched an end-to-end travel solutions platform, The platform offers customized travel packages to customers who can avail various services while planning their holiday, at no added cost.
  • The platforms also comes with a special feature where in customers, just with a minimal deposit, which is refundable, can book and hold a booking for up to 48 hours to review with acquaintances.

CCEA approved Amended Technology Upgradation Fund Scheme for textiles industry

  • The Cabinet Committee on Economic Affairs on 30 December 2015 approved the introduction of Amended Technology Upgradation Fund Scheme (ATUFS) in place of the existing Revised Restructured Technology Upgradation Fund Scheme (RR-TUFS), for technology upgradation of the textiles industry.
  • The new scheme will give a boost to Make in India in the textiles sector. It is expected to attract investment to the tune of one lakh crore rupees and create over 30 lakh jobs.

Highlights of Amended Technology Upgradation Fund Scheme
  • Employment generation and export by encouraging apparel and garment industry, which will provide employment to women in particular and increase India’s share in global exports.
  • Promotion of Technical Textiles, a sunrise sector, for export and employment.

Appointments –

Satyavati Berera became first woman COO at Big 4 in India

  • Satyavati Berera on 27 December 2015 became the Chief Operating Officer (COO) of the Big Four accounting firm in India. With this, she became the first woman to reach the level of a COO.
  • Berera will take charge as COO on 1 January 2016. She will replace Neil Wilson, who is moving to London as global operations partner with PwC. She will be second only to chairman Deepak Kapoor in hierarchy.

Madhu S Nair assumes charge as CMD of Cochin Shipyard

  • Madhu S. Nair has assumed charge as Chairman and Managing Director of Cochin Shipyard on Wednesday.
  • He took over the charge from Commodore K Subramaniam, who had been with CSL the last eight years (5 years as Director (operations) and 3 years as CMD).
  • CSL is today, the best performing shipyard in the country among both the public and private sector. The company had been achieving a consistently good performance in the last several years. The turnover in 2014-15 was 1,860 crore as compared to 1,653 crore in 2013-14. PAT has gone up to 235 crore in 2014-15 against 194 crore in 2013-14.

Giorgi Kvirikashvili elected as Prime Minister of Georgia

  • Giorgi Kvirikashvili was on 29 December 2015 elected as the Prime Minister of Georgia. He will succeed Prime Minister Irakli Garibashvili, who resigned from the post on 23 December 2015. His appointment will now be ratified by the Georgia's President Giorgi Margvelashvili.
  • Kvirikashvili fetched 86 votes of the parliament of Georgia out of 114 deputies. However, 28 deputies voted against him. The parliamentary vote also ratified Kvirikashvili's choice of cabinet.
  • Once his appointment is ratified, he will head the campaign headquarters of the party Georgian Dream- Democratic Georgia and the electoral list of the coalition Georgian Dream.

Jetha Bharwad elected as first Vice-Chairman of Gujarat Cooperative Milk Marketing Federation

  • Senior BJP MLA, Jetha Bharwad was on 29 December 2015 unanimously elected as the first Vice-Chairman of Gujarat Cooperative Milk Marketing Federation (GCMMF) that sells its dairy products under brand name Amul.
  • Bharwad is an MLA from Sehra constituency of Panchmahal district. He is also the chairman of Panchmahal District Cooperative Milk Producers Union Ltd.
  • Since its inception in 1973, this is for the first time that GCMMF created the post of Vice-Chairman By amending their by-laws. Bharwad's nomination was proposed by Rajkot Dairy's Chairman Govind Ranpariya and was supported by Valji Umbad, Chairman of Sarhad dairy in Kutch.

Awards & Honors –

Noted Gujarati writer Raghuveer Chaudhary selected for 51st Jnanpith award

  • Eminent Gujarati litterateur Raghuveer Chaudhary was on 29 December 2015 selected for the 51st Jnanpith award for his contribution to the Indian literature.
  • The decision was taken in a meeting of the Jnanpith Selection Board chaired by noted scholar Namwar Singh. Other members of the selection board are Shamim Hanfi, Harish Trivedi, Suranjan Das, Ramakant Rath, Chandrakant Patil, Alok Rai, Dinesh Misra and Leeladhar Mandloi.
  • Chaudhary is the fourth Gujarati litterateur to bag this prestigious award after Uma Shankar Joshi (1967), Pannalal Patel (1985) and Rajendra Shah (2001).

Sports –

Rakhi Haldar, Kavita Devi bagged gold at National Weightlifting Championship

  • Rakhi Haldar and Kavita Devi on 29 December 2015 bagged gold in their respective weight categories in the Senior National Weightlifting Championships held in Patiala, Punjab.
  • Haldar lifted 94 kilograms in the snatch and 119 kilograms in clean and jerk to come up with a total lift of 213 kilograms in Women's 69 kilograms to grab the gold medal. Lalchhanhimi bagged the silver with a total lift of 210 kilograms, while Rajwant Kaur finished with a bronze with an overall effort of 201 kilograms.
  • In Women's 75 kilograms category, Devi lifted 95 kilograms in snatch and 122 kilograms in clean and jerk for a total of 217 kilograms to win the top medal. Sushila Panwar and Daljit Kaur bagged the second and third positions with lifts of 213 kilograms and 198 kilograms, respectively.

Obituaries –

Ian Fraser Lemmy Kilmister, founding member of metal band Motorhead, died

  • Ian Fraser Lemmy Kilmister, founding member and singer in the British heavy metal band Motorhead, passed away on 28 December 2015 after battling cancer. He was 70.
  • Popularly known as Lemmy, he played furiously on platinum-selling Motorhead albums like Ace of Spades , Overkill and Iron Fist.

Veteran singer Subir Sen passed away

  • Veteran singer Subir Sen passed away on 29 December 2015 due to lung cancer in Kolkata. He was 81. He is survived by his wife and a daughter.
  • Sen was condemned to be clone of senior and talented Hemant Kumar.
  • From the 1950s till the 1980s, the melodious singer had sung a number of hit songs. He had also sung duets with Asha Bhonsle and Lata Mangeshkar.
  • A hit film Aas ka Panchhi marked the peak of Sen’s popularity. Similarly, Chhoti Bahen had several duets by him and Lata Mangeshkar which dominated the charts of the time.
  • Some of Sen’s well-known songs include Aa ja re nain dware from the Dev Anand-Waheeda Rehman starrer Roop Ki Rani Choron Ka Raja and Main rangeela pyar ka raahi in Chhoti Bahen.

Iconic Marathi poet Mangesh Keshav Padgaonkar passed away

  • Iconic Marathi poet and Padma Bhushan recipient Mangesh Keshav Padgaonkar passed away on 30 December 2015 after a brief illness. He was 86.
  • Padgaonkar was part of many poetry recitation programmes that were held in Maharashtra in 1960s and 1970s. He has also penned lyrics for many Marathi films.


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Wednesday, December 30, 2015

English Quiz for IBPS Clerk V Mains - Set 7

Hello and welcome to ExamPundit. Here is a set of English Quiz based on Vocabulary and Grammar for IBPS Clerk V Mains Exam.

Directions (Q. 1-5): Which of the phrases (1), (2), (3) and (4) given below each sentence should replace the phrase printed in bold to make the sentence grammatically correct? If the sentence is correct as it is, mark (5), i.e. “No correction required”, as your answer.

1. It may be risky to change the chief minister just in months before from an election.
1) just in months of
2) in just months before from
3) in months from
4) just months before
5) No correction required

2. It is too clear all that the party leadership is not going to spare anyone who take their position for granted.
1) all too clear that
2) too much clear that
3) all in clear language
4) too clear that all
5) No correction required

3. It is in wide belief that most patient cannot afford to enter these hospitals.
1) widely in belief
2) widely believed
3) widely in believing
4) wide in believe
5) No correction required

4. It has already infused`1000 crore in this flagship scheme.
1) already has infused
2) infused already
3) already has been infusing
4) already infused
5) No correction required

5. There is a good fortune for the members of our community provided we would have consider ourselves Indians first and anything else later.
1) we would have to be considered ourselves
2) we ought consider ourselves
3) we consider ourselves
4) we have considered ourselves
5) No correction required

Directions (Q. 6-10): In each of the following questions four words are given of which two words are most nearly the same or opposite in meaning. Find the two words which are most nearly the same or opposite in meaning and indicate the number of the correct letter combination as your answer.

6. (A) Confab (B) Condone
(C) Dither (D) Hesitate
1) A-B
2) B-C
3) C-D
4) A-C
5) B-D

7. (A) Consummate (B) Spontaneous
(C) Contagious (D) Imperfect
1) A-D
2) A-C
3) A-B
4) B-D
5) B-C

8. (A) Putative (B) Repine
(C) Fret (D) Revue
1) A-B
2) B-C
3) C-D
4) A-C
5) A-D

9. (A) Courteous (B) Excrete
(C) Impolite (D) Feeble
1) A-C
2) B-D
3) B-C
4) C-D
5) A-D

10. (A) Esoteric (B) Obscure
(C) Gigantic (D) Myopic
1) A-D
2) B-C
3) A-C
4) A-B
5) B-D


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A New Year, A New Beginning

Hello and welcome to ExamPundit. 2015 is about to end and we are very excited about the new year that is coming. However, many of you might not be ending the year on a happy note, many of you might be appearing for the IBPS Clerk Mains Exam. But what about the Experience? What about the determination? What about your never give up attitude? Well, everytime its not about the "Success" story that leaves an impact. Sometimes, your determination can give courage to many and they will give courage to more.

Whatever your story is, if you feel like sharing it before the new year. Mail us at or and we will publish it on the first day of 2016.

Your story matters, you matter.


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Computer Knowledge Quiz for LIC AAO 2016 - Set 3

Hello and welcome to ExamPundit. Here is a set of Computer Knowledge Quiz for LIC AAO 2016.

1. Which of the following produces the best-quality graphics reproduction?
1) Laser printer
2) Inkjet printer
3) Plotter
4) Dot matrix printer
5) CAD

2. A process is another name for
1) job
2) program
3) task
4) method
5) call

3. A computer virus is a software program which has the essential ability to
1) damage data
2) clone itself
3) hide itself
4) damage program
5) None of these

4. Communication between computers is almost always
1) serial
2) parallel
3) serially parallel
4) direct
5) indirect

5. The interface of data from a CPU to peripheral devices of a computer is achieved through
1) interface
2) commands
3) buffer
4) parts of computer
5) All the above

6. DNS is extremely important for the correct functioning of the Internet. To do so, it
1) encrypts data
2) maps symbolic names for machines onto their IP address
3) translates message into machine language
4) All the above
5) None of these

7. Which of the following was the first widely used OS with graphical interface?
1) OS12
2) MVS
3) Mac OS
4) DOS
5) VMS

8. Lynx is a type of
1) search engine
2) web index
3) meta-search engine
4) web browser
5) newsgroup

9. A computer is a box full of electronic
1) chips
2) registers
3) circuits
4) switching devices
5) None of these

10. Which of the following keyboards is the fastest?
2) Dvorak
3) Alphanumeric
4) Numeric
5) None of these


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Ask The Mentor - 30 December, 2015

Hello and welcome to ExamPundit. Here is the Daily Page where you can ask any question related to you Exam, Materials, Career or anything.

If you have any query regarding our Materials, Exam preparation Tip or any Unresolved Problems(which are not copied from other portals), just drop it in the comment box.

In case you have answers for someone else's query, please resolve it asap.

  1. Mentor from Aspirants: Nisha Gautam
  2. Mentor from Exampundit: Anubhab


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Tuesday, December 29, 2015

Current Affairs Update – 29th December, 2015

Hello and welcome to ExamPundit. Here are the Important Current Affairs of 29th December, 2015, 2015. These are important for the upcoming LIC AAO 2016, SIDBI Assistant Manager and Syndicate Bank Manipal PO.

Finance/RBI –

RBI released report of Deepak Mohanty Committee on Medium-term Path on Financial Inclusion

  • The Reserve Bank of India on 28 December 2015 released the Report of the Committee on Medium-term Path on Financial Inclusion. The committee was constituted on 15 July 2015 by the RBI with the objective of working out a medium-term (five year) measurable action plan for financial inclusion.
  • The 14-member committee was headed by RBI Executive Director Deepak Mohanty.

Salient recommendations of the committee
  • Banks have to make special efforts to step up account opening for females, and the Government may consider a deposit scheme for the girl child – Sukanya Shiksha - as a welfare measure.
  • Given the predominance of individual account holdings (94 per cent of total credit accounts), a unique biometric identifier such as Aadhaar should be linked to each individual credit account.
  • Account lined Aadhaar and the credit information should be shared with companies to enhance the stability of the credit system and improve access.
  • In order to increase formal credit supply to all agrarian segments, digitisation of land records is the way forward. This should be backed by an Aadhaar-linked mechanism for Credit Eligibility Certificates to facilitate credit flow to actual cultivators.
  • A scheme of ‘Gold KCC’ (kisan credit card) with higher flexibility for borrowers with prompt repayment records, which could be dovetailed with a government-sponsored personal insurance, and digitisation of KCC to track expenditure pattern.

HDFC Bank cuts lending rate by 0.05%

  • Following SBI, country's second largest private sector lender HDFC Bank has reduced base rate or the minimum lending rate by 0.05 per cent to 9.30 per cent.
  • The reduction in base rate will bring down interest rate on all loans.
  • The revised rate, one of the lowest in the industry, became effective yesterday.
  • HDFC Bank had last reduced its base rate to 9.35 per cent in September this year.
  • Base rate is the lowest lending rate below which banks do not lend to their customers.
  • Following the status quo by the Reserve Bank in bi-monthly monetary policy review earlier this month, HDFC Bank is the first large bank to cut base rate.
  • RBI left repo rate, at which it lends to the system, unchanged at 6.75 per cent. The cash reserve ratio (CRR), or the amount of deposits banks park with RBI, was also retained at 4 per cent.

Report of Vijay Kelkar Committee on Revisiting & Revitalizing PPP Model released

  • The Union Ministry of Finance on 28 December 2015 released the report of the Committee on Revisiting and Revitalising Public Private Partnership (PPP) Model. The 9-member committee was headed by former Finance Secretary Vijay Kelkar and submitted its report on 19 November 2015.
  • The committee was constituted on 26 May 2015 to review the experience of PPP Policy and suggest measures to improve capacity building in Government for their effective implementation.
  • More importantly, the committee recognized the PPP Model in infrastructure as a valuable instrument to speed up infrastructure development in India.
  • Hence, it called for PPP contracts need to focus more on service delivery instead of fiscal benefits alone.
  • The recommendations of the committee are of relevance to the overall growth of the economy as PPP projects have become the preferred mode to develop large scale infrastructure projects.
  • At present, over 12007 PPP projects are under implementation across the country, involving about 7.2 lakh crore rupees worth of investment.

Bharat Petroleum commissioned Crude Distillation unit in Mumbai

  • Bharat Petroleum on 28 December 2015 commissioned a new 6-million tonne Crude Distillation Unit (CDU) at its Mumbai refinery, which will take the capacity of its oldest facility to 12 million tonne per annum.
  • The new state of the art CDU that came at a cost of 1419 crore rupees is a replacement of old Crude and Vacuum units of the refinery.

Features of new 6-million tonne crude distillation unit
  • The commissioning of the new CDU will ensure cleaner environment and efficient use of energy with lower emissions and reduction in energy consumption.
  • The sulphur dioxide emission from the new unit will be less than 10.5 mt/d - the lowest in the country amongst all the refineries.
  • Tightly heat integrated with furnaces of higher efficiency, the reduction in energy consumption in terms of Liquid Fuel Equivalent (LFE) is expected to be about 30 percent which results into estimated savings of 128 crore rupees per annum on fuel consumption.

India –

Civil Aviation Ministry gave clearance for four greenfield airports

  • The Civil Aviation Ministry on 28 December 2015 gave clearance for four greenfield airports. The three airports will be located in Andhra Pradesh and one international airport at Dholera, Gujarat.
  • The Ministry has also given its green signal for development of a greenfield airport in Nellore and Kurnool districts of Andhra Pradesh under a public-private partnership.
  • The site clearance, which is the first clearance, was given on 28 December 2015 for the Bhogapuram airport in Andhra Pradesh which is about 40 km from Vizag.
  • Two of the three airports proposed at Andhra Pradesh are likely to be no-frills one.

Appointments –

Amitabh Kant got additional charge of CEO of NITI Aayog

  • The Appointments Committee of the Cabinet, presided by Prime Minister Narendra Modi, on 28 December 2015 gave Amitabh Kant the additional responsibility of being Chief Executive Officer of NITI Aayog, effective 31 December 2015.
  • Kant will replace the incumbent NITI Aayog CEO Sindhushree Khullar whose extended tenure will end on 31 December 2015.
  • The IAS officer of 1980 Batch of Kerala Cadre, Kant is currently serving as Secretary, Department of Industrial Policy and Promotion (DIPP). He is set to superannuate on 28 February 2016.

Karan Adani appointed as CEO of Adani Ports and SEZ

  • Adani Ports and Special Economic Zone (APSEZ) on 28 December 2015 appointed Gautam Adani’s son Karan Adani as its Chief Executive Officer (CEO) with effect from 1 January 2016.
  • Karan will take over the post from outgoing CEO Sudipta Bhattacharya, who is moving to the US to take over a Group position as CEO, North America.
  • Karan is the eldest son of the Adani Group's founder chairman Gautam Adani. An economics graduate from Purdue University, US, Karan has been associated with the group's ports business since 2009.

World –

Guinea free of Ebola, WHO announces

  • Guinea was today declared Ebola free by the WHO two years after the virus' deadliest-ever outbreak began in the country, killing more than 11,000 people in the west African region.
  • A country is declared free of human-to-human transmission of the Ebola virus after it completes a two 21-day incubation period after the last confirmed case has tested negative a second time.
  • Guinea has successfully crossed the 42-day period and Guinea now enters a 90-day phase of heightened surveillance to ensure that new cases, if any, are quickly detected before they spread to other people.
  • The town of Gueckedou in Guinea was the ground zero for the deadly outbreak of Ebola Virus Disease (EVD) and was the last West African state to break the original chain of transmission which killed 11,300 people in the three states of Liberia, Sierra Leone and Guinea.

Sports –

Gujarat clinched maiden Vijay Hazare Trophy

  • Gujarat on 28 December 2015 clinched the Vijay Hazare Cricket Trophy. It is the first time that Gujarat won the trophy.
  • In the final of the limited overs tournament, Gujarat defeated Delhi by 139 runs at M Chinnaswamy Stadium, Bengaluru.
  • The 2015–16 Vijay Hazare Trophy was the 14th season of the Vijay Hazare Trophy.

Obituaries –

Former Army Chief O P Malhotra Dies at 93

  • Former Army chief General (retired) O P Malhotra died due to old age complications at his residence here today. He was 93.
  • Malhotra was the 13th Chief of Army Staff of the Indian Army from 1978–1981, the Ambassador of India to Indonesia from 1981-1984 and Governor of Punjab and Administrator of Chandigarh from 1990-1991.
  • Born in Srinagar in Kashmir on August 6, 1922, malhotra received his schooling first at Model High School, Srinagar and later at SP Higher Senior Secondary School. He attended Government College, Lahore, before being selected to join the Indian Military Academy, Dehradun.
  • He was commissioned into the Regiment of Artillery. He commanded different Artillery Regiments between November 1950 and July 1961, besides being an instructor at the Defence Service Staff College, Wellington.


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Books For 2015 Banking/Insurance Exams

General Awareness Checklist for IBPS Clerk V Mains

Hello and welcome to ExamPundit. Here is the Much awaited General Awareness Checklist for IBPS Clerk V Mains.

Topic of GA

RBI Guidelines & Deadlines

Various Committees in News

Indian Economic Growth Forecast by RBI & Other Global Organisations

Major Acquisitions during November to December 22

Various Schemes launched during November to December 22

Recent Mobile Banking Apps

Recent Reports and Indexes

KVP & Sukanya Samriddhi

Ambassador Appointments

Power Plants

National Parks & Stadiums

Autobiographies & Books

Days (From October 20 - January 10)

Achievements by various Sports Persons and their Field

Rockets/Satellites Launched by various Countries

Banking Terms

Various Bank Accounts and Their Features

Recent Sports Wins (Only December, If any major then November)

Appointments in India & World

Nobel Prize


Team ExamPundit


Books For 2015 Banking/Insurance Exams