Monday, November 30, 2015

Current Affairs Update – 28-30th November, 2015

Hello and welcome to ExamPundit. Here are the Important Current Affairs of 28th, 29th and 30th November, 2015. These are Important for the upcoming Banking and Insurance Exams.


Finance/Economy –

GDP growth accelerates to 7.4% in July-September quarter


  • India’s economic growth accelerated to 7.4 per cent in the July-September quarter, overtaking China as the world’s fastest growing major economy, on pick up in manufacturing, mining and services sectors.
  • The signs of recovery in the GDP, from a growth rate of 7 per cent in the previous quarter ended June 30, follow a series of rate cuts announced by the RBI in recent months and bolstered the case for the Central bank to hold onto its rate at its scheduled monetary policy review meeting on Tuesday.
  • However, the growth rate for the latest quarter was far below 8.9 per cent recorded in the July-September quarter of the previous fiscal.
  • Still, the GDP expansion by 7.4 per cent in the second quarter of the current fiscal bettered 6.9 per cent growth in China for the same period. Russia contracted by 4.1 per cent while it is forecast that Brazil may have shrank 4.2 per cent in the same period.
  • The Gross Value Added (GVA), a new concept introduced by Central Statistics Office (CSO) to measure the economic activity, also accelerated during the second quarter to 7.4 per cent, from 7.1 per cent in the April-June period.



Airtel to invest Rs 60,000 crore in 'Project Leap'


  • The country’s largest telecom services provider Bharti Airtel on Monday announced that it will invest Rs 60,000 crore over the next three-years to upgrade its networks with an aim to provide better quality services to its subscribers amid increasing competition.
  • “The programme, called Project Leap, will see a network transformation. Large parts of this investment will improve voice and data services,” Bharti Airtel Managing Director and CEO (India and South Asia) Gopal Vittal said, adding that the money for investment will be raised largely through cash accruals and includes the capital expenditure target of about USD 2.2 billion for the current fiscal year.
  • This investment will be in addition to the Rs 1,60,000 crore the company has already invested in its active and passive network, spectrum, fiber, submarine cables and systems till date.
  • The announcement comes amid rising complaints of frequent call drops faced by the customers. The government had in fact pointed out that lack of investments in networks by operators is primary reason for poor quality of services. Besides, Mukesh Ambani’s Reliance Jio is also expected to launch 4G operations this fiscal, which will intensify the competition in the already crowded Indian telecom sector.



RBI eases overseas borrowing rules for local companies


  • The Reserve Bank of India (RBI) on Monday put its stamp of approval on a more liberalised external commercial borrowing (ECB) norms and allowed Indian companies to raise rupee resources from overseas lenders without incurring currency risks.
  • The new norms will be effective 1 April, 2016.
  • Such rupee-denominated bonds are getting issued in large numbers and are a hit with Japanese retail investors. Once Indian companies start raising rupee resources from abroad, more such bonds will be issued and would help to make the domestic currency more internationalised.
  • For ECBs in foreign currency, the central bank raised the limit for small value ECBs with minimum average maturity of three years to $50 million from the existing $20 million. For ECBs of more than $50 million, the minimum maturity period should be five years, it said.
  • The all in cost for such ECBs has been reduced 50 basis points from what was allowed earlier. For long term ECBs though, the all in cost is 50 basis points higher. For rupee-denominated ECBs, the rate will be commensurate with the prevailing market conditions.



India –

India-Israel co-developed LRSAM missile successfully flight-tested


  • Long Range Surface-to-Air Missile (LRSAM) was on 27 November 2015 successfully flight-tested for the first time from an Israeli Naval Platform. The missile is co-developed by India and Israel. LRSAM is also called Barak 8 missile in Israel which in Hebrew language means Lightning.
  • The trial test was undertaken by Israel Aerospace Industries (IAI) in the presence of Defence Research Development Organisation (DRDO) scientists. During the test the missile achieved the desired goal by hitting the incoming target.



Three-day Mayyazhi Mahotsavam kicked off in Mahe, Puducherry


  • The Mayyazhi Mahotsavam (Fete de Mahe), a three-day cultural extravaganza, started on 29 November 2015 at Mahe, Puducherry.
  • The festival is being organised jointly by the Department of Tourism and the Legislative Assembly Secretariat at Mahe, which is Puducherry’s exclave in Kerala.
  • The festival will conclude on 1 December 2015.

Highlights of the Mayyazhi Mahotsavam
  • The Aayi Mandapam, the main venue, will witness the performance of artists of national and international acclaim.
  • A parade of classical and folk-ritual art forms, including Kathakali, Mohiniyattam and Theyyam, are part of the fete.
  • E. Valsaraj, long-serving Mahe MLA, will be felicitated on his completion of 25 years of distinguished service in the constituency.


Appointments –

Som Subroto appointed as Head of Retail Banking in Dubai-Based Mashreq's Banking Group


  • Indian banker Som Subroto was on 26 November 2015 appointed as the Executive Vice President and Head of Retail Banking in the Mashreq's Banking Group.
  • He succeeded Farhad Irani who served in the position for four and half years.
  • Subroto is an alumnus of the IIT Delhi and has an MBA from IIM Ahmedabad. Also, he has 3 decades of retail banking experience with organizations like Citi Bank and Standard Chartered.



Patricia Scotland appointed as Secretary General of Commonwealth of Nations

  • Dominica-born British lawyer Patricia Scotland was on 27 November 2015 appointed as the Secretary General of the Commonwealth of Nations. With this, Patricia become the first British citizen and first woman as well to hold the role in the 66-year history of 53-member Commonwealth.
  • Scotland succeeds India's Kamalesh Sharma and will join the office on 1 April 2016. She will receive a salary of nearly 160000 British Pound as well as a four storey mansion in Mayfair.
  • She was selected during the 24th biennial Commonwealth Heads of Government Meeting (CHOGM) in Malta on 27 November 2015.



Congress MLA Sadanand Singh took oath as Pro-tem Speaker of Bihar Assembly

  • Congress legislator Sadanand Singh on 29 November 2015 was administered oath by Bihar Governor Ram Nath Kovind as pro-tem speaker of the 16th Legislative Assembly of Bihar.
  • Kovind administered oath to Singh as pro-tem speaker at a function held at the Raj Bhawan, Patna.
  • Singh, who is a ninth-term MLA, will administer oath to all newly-elected members of the House.



Anil Khanna re-elected as president of Asian Tennis Federation

  • Anil Khanna was on 28 November 2015 re-elected as the president of Asian Tennis Federation (ATF). He was elected for four years in the Annual General Meeting (AGM) held in Colombo, Sri Lanka.
  • At present, he is the president of the All India Tennis Association (AITA).
  • And, in September 2015, he was elected as the Vice President of the International Tennis Federation (ITF) in the elections held in Santiago, Chile.


Awards & Honors –
               
CVRDE Scientist Bags DRDO's Scientist of the Year 2013 Award

  • A scientist at the Combat Vehicle Research and Development Establishment here has bagged the DRDO's Scientist of the Year Award 2013.
  • V Balaguru, Scientist 'G', has been instrumental in designing and integrated Improved chassis and Turret mechanical system of Arjun MBT Mark II Prototype in record time and later was elevated as trial Team Leader, an official release said.
  • He pioneered the incorporation of improved medium fording capability with improved sealing efficacy and also undertook stringent user trials, Accelerated Usage and Reliability Trials and country evaluation trials of Arjun Main Battle Tank Mark I trials.
  • At an award function held at Hyderabad recently, Balaguru was presented the award by Defence Minister Manohar Parrikar, it said.


World –

Saudi Arabia Women to Vote and Contest in Municipal Elections for the First time

  • For the first time, Saudi Arabia allowed women to vote and contest in municipal elections. As per a royal decree issued in 2011, the authorities on 29 November 2015 allowed 979 women to register and campaign for 284 municipal councils.
  • They were out of the total 6917 registered candidates who obtained campaign permits from the authorities in the capital Riyadh.
  • Earlier, Saudi Arabia held municipal elections in 2005 and 2011, but only men were allowed to take part.



List –

Wealth-X released Worlds 20 Most Generous People list; Azim Premji ranked fourth


  • Wealth-X on 25 November 2015 released the World’s 20 Most Generous People list. It was prepared by considering all the donations given by individuals till date.
  • While Microsoft co-founder Bill Gates was adjudged as the top philanthropist in the world, Wipro’s Chairman Azim Premji was the only Indian in the list and stood at the fourth position.
  • And, these 20 individuals made a combined donation to the tune of 106.8 billion US dollars in their life time.

List of World’s 20 Most Generous People
1. Bill Gates, Founder of Microsoft ($27 billion)
2. Warren Buffett, CEO of Berkshire Hathaway ($21.5 billion)
3. George Soros, Founder of Soros Fund Management ($8 billion)
4. Azim Premji, Chairman of Wipro ($8 billion)
5. Charles Francis Feeney, Co-founder of Duty Free Shoppers Group ($6.3 billion)
6. Sulaiman bin Abdul Aziz Al Rajhi, Co-founder of Al Rajhi Bank ($5.7 billion)
7. Gordon Moore, Co-founder of Intel ($5 billion)
8. Carlos Slim Helu a Mexican Telecom tycoon
9. Eli Broad, Co-founder of KB Home ($3.3 billion)
10. George Kaiser, Chairman of BOK Financial Corporation ($3.3 billion)


Sports –

ICC rankings: Ashwin in second spot while de Villiers slips


  • Riding on his stupendous performance in the ongoing home series against South Africa, Indian off-spinner Ashwin Ravichandran today rose to a career-high second in the ICC Test rankings for bowlers even as A B de Villiers lost his top spot in the batsmen standings.
  • Ashwin claimed 12 for 98 in the third Test in Nagpur to spin his side to a 124-run victory and India could move as high as second place in the ICC Test Championship if they win the fourth Test which starts on Friday.
  • Ashwin’s ascent from the fifth position means that James Anderson and Yasir Shah drop to joint third on 846 points, while Stuart Broad fell to fifth, the ICC said in a statement.
  • Australian pacer Josh Hazlewood, who produced man of the match figures of nine for 136 in the inaugural day/night Test, soared 10 places to 10th.



PV Sindhu won Macau Open Grand Prix Gold Badminton tournament for 3rd consecutive time


  • Indian Shuttler PV Sindhu on 29 November 2015 won the Macau Open Grand Prix Gold women's singles title for the third consecutive time.
  • In the title clash, Sindhu defeated Minatsu Mitani of Japan, 21-9, 21-23, 21-14.
  • This was Sindhu's first title of the season and the fifth overall.
  • Earlier in September 2015, Minatsu defeated Sindhu in the Japan Open in their only encounter so far.
  • The two-time World Championship bronze medalist, Sindhu reached the final of the 120000 dollar event, after defeating another Japanese, Akane Yamaguchi 21-8, 15-21, 21-16 in the semi-final.



ICC suspended West Indies spinner Sunil Narine for illegal bowling action

  • International Cricket Council (ICC) on 29 November 2015 suspended West Indies off-spinner Sunil Narine from bowling in international cricket with immediate effect.
  • The ICC took a decision after an independent assessment found his bowling action to be illegal.
  • Thereafter, a test was performed on 17 November 2015 at the ICC's accredited testing centre in Loughborough University. The assessment revealed that all variations of his deliveries exceeded the 15 degrees level of tolerance permitted under the regulations.
  • Narine's bowling action was reported after the third ODI match against Sri Lanka in Pallekele on 7 November 2015.



Tyson Fury defeated Wladimir Klitschko to become world heavyweight champion

  • Britain's Tyson Fury on 28 November 2015 defeated Ukraine’s Wladimir Klitschko to become World Boxing Association (WBA) (Super), International Boxing Federation (IBF), World Boxing Organization (WBO), International Boxing Organization (IBO) and The Ring unified heavyweight champion.
  • The fight took place in Düsseldorf, Germany.


Obituaries –

Australian football icon Joe Marston died

  • The Australian association football player Joe Marston died on 29 November 2015 due to health issues.
  • Marston was the first Australian to appear in FA Cup Final in 1954, when his side Preston North End lost to West Bromwich Albion.
  • The Football Federation Australia had created the Joe Marston Medal, which is awarded to the best player in the A-League grand final, to honour the iconic footballer.
  • Born on 7 January 1926 as James Edward Marston, he played at Wembley Stadium alongside Tom Finney and Tommy Docherty at the age of 28.
  • The footballer appeared for the Socceroos during Blackpool's 1958 tour of Australia. Marston also appeared and coached the national side during Hearts tour of the country in 1959.


               
Award-Winning Japanese Cartoonist Shigeru Mizuki Dies at 93

  • Award-winning Japanese cartoonist Shigeru Mizuki, known for his comics of ghosts and monsters inspired by folklore and for his accounts of World War II horrors, died today at 93, his office said.
  • Mizuki, whose real name was Shigeru Mura, was hospitalised in early November after he collapsed in Tokyo, the office said on its website.
  • He underwent surgery but died this morning of multiple organ failure in hospital, it said.
  • The native of Tottori prefecture in western Japan began his career as a cartoonist after surviving World War II during which the conscripted Japanese soldier lost his left arm in a US air strike.
  • Mizuki had enjoyed widespread popularity for decades since the release of his "GeGeGe no Kitaro" comics -- called manga in Japan -- depicting battles between the hero monster Kitaro and rival spirits and ghosts.





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Resoning Quiz for IBPS Clerk Prelims 2015 - Set 5


Hello and welcome to ExamPundit. Here is a set of Reasoning Quiz for IBPS Clerk Prelims 2015.


Directions (Q. 1 to 5):- Study the information carefully and answer the following questions:

In a certain code language
a) 'WEALTH, HEALTH, PROSPERITY, PEACE' is written as 'kat lat ho gat'
b) 'HEALTH SHOULD BE MAINTAINED' is written as, 'mat ta pat kat'
c) 'PEACE IS FINAL OUTCOME' is written as, 'zi lat ne ki'
d) 'GOOD HEALTH SHOULD RESULTS' is written as, 'zat mat kat da


1. What is the code for 'HEALTH' in the given code language?
1) gat 2) ho 3) pat
4) kat 5) da





Solutions - By comparing (a) (b) & (d)
HEALTH = kat 


2. What is the code for 'SHOULD' in the given code language?
1) kat 2) da 3) mat
4) gat 5) zi





Solutions - By comparing (b) & (d)
SHOULD = mat 


3. What is the code for 'PEACE' in the given code language?
1) lat 2) ho 3) kat
4) zi 5) da





Solutions - By comparing
(a) & (c) PEACE = lat 


4. What is the code for 'RESULTS' in the given code language?
1) zat
2) da
3) either (1) or (2)
4) mat
5) da





Solutions - (d) RESULTS = Either zat or da 


5. What is the code for 'BE' in the given code language?
1) mat 2) pat
3) kat 4) ta
5) cannot be determined





Solutions -  (b) BE = Either ta or pat.
Hence, cannot be determined.



Directions (Q.6-10): Study the information and answer the given questions:
Seven people P, Q, R, S, T, U and V live on separate floors of a 7-floor building. Ground floor is numbered 1, first floor is numbered 2 and so on until the topmost floor is numbered 7. Each one of these is travelling to a different city, viz Delhi, Mumbai, Patna, Chennai, Kolkata, Bengaluru and Lucknow but not necessarily in the same order. Only three people live above the floor on which P lives. Only one person lives between P and the one travelling to Bengaluru. U lives immediately below the one travelling to Mumbai. The one travelling to Mumbai lives on an even-numbered floor. Only three people live between the ones travelling to Bengaluru and Patna. T lives immediately above R. T is not travelling to Patna. Only two people live between Q and the one travelling to Kolkata. The one travelling to Kolkata lives below the floor on which Q lives. The one travelling to Delhi does not live immediately above or immediately below Q. S does not live immediately above or immediately below P. V does not travel to Chennai.


6. Which of the following is true with respect to V as per the given information?
1) The one who lives immediately below V is travelling to Mumbai.
2) V lives on floor no. 7
3) V lives immediately below T
4) V lives on the lowermost floor
5) V is travelling to Bengaluru


7. Who among the following lives on floor no. 3?
1) The one travelling to Chennai
2) The one travelling to Kolkata
3) R
4) V
5) T


8. Who lives on the floor immediately above T?
1) P
2) Q
3) S
4) V
5) U



9. To which of the following cities is S travelling?
1) Mumbai
2) Bengaluru
3) Patna
4) Kolkata
5) Chennai



10. How many people live between the floors on which S and the one travelling to Mumbai live?
1) None
2) Two
3) One
4) More than three
5) Three





Solutions -




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English Quiz for IBPS Clerk Prelims 2015 - Set 7


Hello and welcome to ExamPundit. Here is a set of English Quiz for IBPS Clerk Prelims 2015.


In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

Prime Minister Narendra Modi did his homework well and was able to make his _________(1) felt during his just-concluded visit to Malaysia. Coming as it did in the wake of the Paris and Mali terror attacks, he laid great emphasis on terrorism. As India has been a victim of _________(2)  for long, he spoke from the heart about the need for greater international unity in the fight against this biggest _________(3) to the world. India is already collaborating with the 10-member ASEAN in _________(4) terrorism by exchanging notes and _________(5). For Modi, building a relationship with ASEAN in as many sectors as possible is an article of faith. He articulated his “Act East” policy first while attending the ASEAN-India Summit in Myanmar in November last.

The ASEAN group of countries _________(6) been _________(7) as an important trading partner for India. In fact, they constitute India’s fourth largest trading partner _________(8) for a turnover of $76.52 billion. The trade is not lopsided. India exported goods worth $31.8 billion against imports worth $44.7 billion in 2014-15. Modi along with his Chinese counterpart witnessed history when the ASEAN leaders signed the Declaration on establishment of the ASEAN Economic Community. The establishment of the AEC is of immense importance for India. The member-countries account for a total GDP of $2.57 trillion. There will be greater unity among them, _________(9) ease of travel and mobility of labour. India had already signed trade agreements with most of these countries. For the Indian industry, the AEC provides many _________(10) .

1. 1) existence
2) presence
3) stance
4) attendance
5) company



2.  1) poverty
2) crisis
3) riots
4) terrorism
5) crime



3. 1) threat
2) impediment
3) predicament
4) danger
5) uncertainty


4.  1) combating
2) mitigating
3) fighting
4) analyzing
5) solving


 5. 1) intelligence
2) ideas
3) agendas
4) concept
5) techniques



6.  1) have
2) had
3) have had 
4) was
5) are



7.  1) standing
2) steaming
3) rising
4) emerging
5) spurting



8. 1) accounting
2) calculating
3) measuring
4) valuing
5) counting



9. 1) fostering
2) promoting
3) facilitating 
4) protecting
5) speeding



10. 1) difficulties 
2) usabilities
3) possibilities
 4) Opportunities
5) solutions





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IBPS PO V Interviews - 1 Minute Survey


Hello and welcome to ExamPundit. Its gonna be December tomorrow and we will kick-off IBPS PO V Interview Sessions, Materials and all the things you need. 

But for that we need to know what YOU need. So here is a 1 minute survey for that which will help us to make sure you get all the materials on Time.








In case you cannot view the above survey, the link is given below.





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Daily Word List - Set 18


Hello and welcome to ExamPundit. Here is the 18th Set of  Daily Word List.


1. Avow: to make it known or to admit to it.
Example: Ramesh and Geeta avow their passion for Hollywood films.

2. Cartographer: a map or chart maker.
Example: A cartographer helped draw out a map of the family's location.

3. Dyspeptic: a person with poor digestion, , a depressed person.
                Example: The women felt dyspeptic after eating cheese.

4. Inane: someone or something that is dumb, pointless, silly or stupid.
                Example: My debate team was losing the debate, because too many of the team members didn't research the topic, so their arguments were inane.

5. Harrowing: acutely distressing.
Example: This has been a harrowing investigation for them.

6. Thrifty: careful about spending money.
Example: He was a thrifty traveler.

7. Vindicate: to clear someone of criticism or blame.
Example: You can vindicate your claim to this property by showing us the original deed.

 8. Alacrity: brisk and cheerful readiness.
Example: Having studied really hard last night, the student took the exam with alacrity.

9. Sonorous: capable of producing a deep or ringing sound.
Example: Even without a microphone, the singer’s sonorous voice filled the entire room.

10. Onus: the responsibility for something.
Example: It is the onus of the applicant to completely fill out the application materials.




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Ask The Mentor - 30 November, 2015


Hello and welcome to ExamPundit. Here is the Daily Page where you can ask any question related to you Exam, Materials, Career or anything.

If you have any query regarding our Materials, Exam preparation Tip or any Unresolved Problems(which are not copied from other portals), just drop it in the comment box.

In case you have answers for someone else's query, please resolve it asap.

  1. Mentor from Aspirants: Nisha Gautam
  2. Mentor from EP: Anubhab

Warm Up Match for IBPS Clerk Prelims - Tomorrow Morning



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Interview Experience - IBPS RRB Office Assistant - Rajasthan


Hello and welcome to ExamPundit. Here is an Interview Experience shared by Manish from Rajasthan of IBPS RRB Office Assistant 2015.


NAME-MANISH KUMAR SHARMA
HOMETOWN-SANGARIA(DIST-HANUMANGARH):RAJASTHAN
EXAM VENUE-MALOT(PUNJAB)
INTERVIEW VENUE-KAPOORTHALA(PUNJAB)
DATE OF INTERVIEW-22-11-2015
TIME-1:00 PM
PANEL-2
POST-REGIONAL RURAL BANK OFFICE ASSISTANT 2015
MAI 12:30 PAR VENUE PAHUNCHA WAHAN KAFI CANDIDATES THE.KARIB 12:50 PAR SABHI PANEL WALO KO ANDAR BULAYA GYA WAHAN 3 PANEL THE.HAME PANEL WISE BAITHAYA GYA.DOCUMENT VARIFICATION SHURU HUA MERA NO.11 THA. MERE PANEL ME TOTAL 21 THE.KARIB 4.10 PAR MERA NAME ANNOUNCE HUA.MUJHE INTERVIEW ROOM KE BAHAR BAITHAYA GYA .KUCH HI MINUTE ME MUJHE ANDAR BULAYA GAYA.
ME-MAY I COME IN SIR?
SIR-YES YES…AAIYE
ME-GOOD AFTERNOON MAM AND USKE BAD SABHI SIR KO(PANEL ME TOTAL 4 MEMBER THE 3MALE 1FEMALE)
SIR-GOODAFTERNOON G…PLEASE SIT….YOUR NAME IN MANISH NA?
ME-YES SIR.
2ND SIR-APKI QUALIFICATION KYA HAI MANISH?
ME-SIR MENE B.COM KIA HAI
2ND SIR-GOOD BETA.APNI FAMILY KE BARE ME BATAO .
ME-TOLD ALL MEMBERS.
3RD SIR-PAPA KYA KARTE HAIN.
ME-TOLD
2ND SIR-WHAT IS BALANCE SHEET?
ME-TOLD
2ND SIR-WHAT IS LONGTERM LIABILITIES?
ME-TOLD
3RD SIR-SAVING ACCOUNT KESE KHOLTE HAIN.KYA KYA DOCUMENT LAGENGE?
ME-TOLD
3RD SIR-WHAT IS KYC?
ME-TOLD
MAM-API AGE KYA HAI MANISH?
ME-20 YR
2ND SIR-WHAT IS TRADING ACCOUNT?
ME-TOLD
3RD SIR-WHAT IS CONTIGNENT LIABILITIES?
ME-OLD BUT WO SANTUSHT NAHI HUYEL
1ST SIR-WHAT IS DEPRECIATION ?
ME-TOLD
AND LAST ME UNHONE MUJHE TOFFEE OFFER KI AUR MAI BAHAR AA GYA.

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Interview Experience - IBPS RRB Office Assistant - Himachal Pradesh


Hello and welcome to ExamPundit. Here is an Interview Experience shared by Abhishek from Himachal Pradesh of IBPS RRB Office Assistant 2015.


Venue - Hotel Park View, Mandi, H.P
Time: 08:30 am
Panel members: 1F, 4M

My number in the list was 21 i.e last number so i had to wait till 12:45 pm for my turn
As i entered with a big smile again, (last time i had given interview for OS-1)

Panel Head: arey ap to us din b aye the.. (I had given OS-1 interview on 18th)
Me: Yes sir, I was fortunate enough to clear this exam as well

Panel head: (with a smile) ok ok, sit down. acha ye btao us din kaisi rahi apki performance. apni interview performance ko rate karo out of 10.
Me: Sir, i think 8 tak to mil he gaye hone

Panel head: acha 8, to fir aj ane ki kya zarurat thi agar apki us din itni achi performance thi so why have u come today
Me: (with a big smile, this dialogue popped up in my mind. Though i was scared at first to say this but then i thot kya he ho jaega yar)
so i said: "Sir, this is my plan B"

and all started laughing and ma'm repeated my statement and they laughed again.

Panel head: acha chalo us din apko kya nahi aya tha
Me: sir that day i was not able to answer your question on JAM initiative.

Male member 2: acha chalo ap yahi explain kardo aur sath mai ye bta do ki ye teeno kaise interlinked hai.
Me: explained and interlinking pe kaha ki sir ek channel ban raha hai jisme government jo kam kar rahi hai public k liye wo public tak pahunch raha hai intimation k sath. So logo ko pata lag raha hai ki unhe faida ho raha hai.

Male member 2: ok ok ab isko ek example k sath explain karo ek gaon ko mind mai rakhte gue.
Me: I gave an example of LPG subsidy distribution and PDS
They all seemed satisfied

Male member 3: acha apne news mai suna hoga ye jo 7th pay commission ki report ayi hai. usme kitna percent increment btaya hai pay mai
Me: sir, 23.55% increment

Male member 3; aur iska kitna burden pad raha hai budget par. kitna amount hai
Me: sir Rs. 1.08 lakh crore

Male member 3: acha iska economy mai kya faida hoga aur kaise hoga
Me: sir is se spending/purchasing power bahdegi, per capita income badhegi, government ka revenue badhega wo paisa govt development mai use karegi, ya fir industry sector mai aur GDP bahdega  etc etc.

Male member 4: Acha government farmers ki kaise help kar rahi hai besides providing loans
Me: sir priority sector lending

M4: wo to theek hai but uske ilawa aur banking sector se aage badho
Me: after thinking for a while sir cooperative societies??

M4: No no kuch aur
Me: i shook my head and said sorry sir at the moment yad nai a raha

M4: arey bhai research centres etc etc
Me: yes sir palampur mai agriculture aur horticulture universities hai jaha pe seeds aur machinery pe research hoti hai govt funding par aur baki kisan call centre b launch kia hai govt ne.

M4: yes yes aur soil health card . and then he went on to explain some more stuff to which i simply kept on nodding my head without interfering and listening to whatever he said patiently and with a smile.

Then they all looked at each other and nobody wanted to ask anything more. so i stood up from my seat then M4 again went on to explain something more and i was simply nodding my head mujhe to sunai b nahi de raha tha bahar bhagne ki jaldi lagi thi.

2-3 minute baad i left by wishing them thank you and have a nice day mam and sir.



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Saturday, November 28, 2015

Daily Word List - Set 17


Hello and welcome to ExamPundit. Here is the 17th Set of Daily Word List.


1. Nefarious: wicked or criminal.
Example: The nefarious September 11th attacks did not weaken America.


2. Amble: walk or move at a slow, relaxed pace
Example: They began to amble away as a group while the spokesman opened the door of the mission for me.


3. Loath: reluctant; unwilling.
Example: He is as private an actor as they come; he is loath to tell you what he had for lunch.


4. Malevolent: having or showing a wish to do evil to others.
Example: How malevolent of you to wish that I was dead!


5. Visage: a person's face, with reference to the form or proportions of the features.
Example: The model’s visage earned her many cover photos.


6. Despondent: in low spirits from loss of hope or courage
Example: Whenever I feel despondent, I call my friends to make me smile.


7. Wistful: thinking sadly or pensively.
Example: I can’t help feeling slightly wistful about the perks I’m giving up.


8. Tensile: stretchable
Example: Certain materials has high tensile strength.


9. Pragmatic: practical.
Example: The manager took pragmatic decision based on the situation.


10. Allege: assert, state without proof.
Example: It is alleged that he committed the murder.





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Reasoning Quiz for IBPS Clerk Prelims 2015 - Set 4


Hello and welcome to ExamPundit. Here is a set of Reasoning Quiz for IBPS Clerk Prelims 2015.


Directions (Q. 1-5): Study the following information carefully and answer the questions given below: 

In a certain code language ‘this is right answer’ is written as ‘tu do zu yz’,‘answer is in question’ is written as ‘pc do yz pq’ and ‘what is the question’ is written as ‘jo pc do xi’.



1. What is the code for ‘right’?
(a) pq
(b) zu
(c) zy
(d) None of these
(e) Can’t be determined




2. What may be the code for ‘what is right question’?
(a) jo zu do pc
(b) tu pc do xi
(c) tujo do pc
(d) pc zu xi do
(e) Any one of the above




3. ‘pc’ is the code for
(a) answer
(b) question
(c) what
(d) None of these
(e) Can’t be determined




4. What is the code for ‘this’?
(a) zu
(b) tu
(c) xi
(d) Either zu or tu
(e) None of these


5. What is the code for ‘is’?
(a) do
(b) zy
(c) xi
(d) None of these
(e) Can’t be determined





Directions (Q. 6-7 ): Following questions are based on the English alphabet.
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

6. If the first five letters of English alphabet are reversed, next five letters are left unchanged again eight letters are reversed and remaining eight letters are left unchanged then which letter will be 14th letter to the right of 10th letter to the left of 4th letter to the right of 10th letter from the right.
(a) W
(b) X
(c) Y
(d) Z
(e) None of these



7. If the first half of the English alphabet is reversed and then next part is also reversed so as 'A' takes the position of 'M' and N takes the position of 'Z' then which letter will be in the middle between 14th letter from the left of 9th letter from the right and 11th letter from the right of 15th letter from the right.
(a) A
(b) Z
(c) A and Z
(d) B
(e) None of these



8. Sushant walks 20 m. North. Then he turns right and walks 20 m. Then he turns right and walks 35 m. Then he turns left and walks 15 m. Then he turns left and walks 55 m. finally he turns left and walks 5 m. How many metres away is he from his original position?
(a) 40.5 m.
(b) 45 m. approx.
(c) 50 m.
(d) Can’t be determined
(e) None of these


9. In a code language 'He is writing' means 'sa re ga', 'you are going' means 'ma pa ra', 'you and me' means 'te po ma', 'me and he' means 'te po re' then what is the code of going writing?
(a) sa and ra
(b) Either sa and ra or ga and pa
(c) ra and ga
(d) Cannot be determined exactly
(e) None of these



10. If '–' stands for 'x', 'x' stand for '÷', '÷' stands for '+' and '+' stands for '–' then which of the following equations is correct?
(a) 430 + 135 – 4× 5 = 263
(b) 340 × 17 – 36 + 10 ÷ 15 = 240.6
(c) 970 – 480 ÷ 16 × 18 + 24 = 384
(d) 66 × 3 – 11 + 12 = 1150 × 5
(e) None of these








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English Quiz for IBPS Clerk Prelims 2015 - Set 6


Hello and welcome to ExamPundit. Here is a set of English Quiz for IBPS Clerk Prelims 2015.


Directions (Q. 1-10): In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

When we discuss about discrimination then in our country, we felt discrimination even in the game of chess, as the white piece is moved first. People are not disabled __1__ their choice. It occurs. Congenital since birth, progressive degeneration is a medical condition or due to an accident. This disabled with __2__ support from family and doctors learn to __3__ with the new reality and fit in a society which is not compatible both attitudinally and infrastructural. I am suffering from an injury and a permanent disability due to an accident. More than 2 million people in India are suffering from this devastating, life- altering injury due to accidents. There is no cure, only lifelong rehabilitation can allow us to have a __4__ quality of life. At no point could I go to a store and ask, "Could you please give a __5__ of kilos of dignity?" In exchange for some money. No one can buy dignity or self-respect or expect it to be __6__ out to us __7__ take is that as soon as we ask, expect or demand, we __8__ smaller, lower, inferior and weaker. This would be undignified to say the least. We, the people with disability, have __9__ earn and command dignity. We earn respect for what we do and achieve and how we achieve it. Also for our character __10__ human beings first and foremost.


1. (a) derange (b) by (c) with (d) to (e) through



2. (a) spotless (b) segregate (c) elegant (d) immense (e) Avow



3. (a) cope (b) play (c) trench (d) curtail (e) flow



4. (a) slander (b) drudge (c) thwart (d) unused (e) threshold



5. (a) ascetic (b) innate (c) couple (d) sobriety (e) stern



6. (a) doled (b) ease (c) officious (d) stout (e) convene



7. (a) Restore (b) my (c) hazy (d) naive (e) lessen



8. (a) Emend (b) pleasure (c) senile (d) active (e) become



9. (a) now (b) been (c) to (d) mend (e) there




10. (a) soon (b) will (c) and (d) as (e) ardently



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Ask The Mentor - 28 November, 2015


Hello and welcome to ExamPundit. Here is the Daily Page where you can ask any question related to you Exam, Materials, Career or anything.

If you have any query regarding our Materials, Exam preparation Tip or any Unresolved Problems(which are not copied from other portals), just drop it in the comment box.

In case you have answers for someone else's query, please resolve it asap.

  1. Mentor from Aspirants: Nisha Gautam
  2. Mentor from EP: Anubhab




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Interview Experience - IBPS RRB Office Assistant - Uttarakhand


Hello and welcome to ExamPundit. Here is an Interview Experience shared by Avishek from Uttarakhand of IBPS RRB IV Office Assistant.


NAME-ABHISHEK VERMA
PLACE-DEHRADUN
VENUE-HOTEL DRONA
TIME-8.30
DATE-26/11/15
OFFICE ASSISTANT
PANEL-2
Reach venue at 8 a.m  some students are already wating there  at 8.05 a.m they called us to sit in a lawn and give us a paper to write 5 line in our opt languages for language  proficiency check.

My turns come around 11.45a.m and my interview held for 10 -12 minutes
My turn come, I opened the door but no one seeing there they are sit very far from the door,I move in the room and den saw one member and ask to may I come in plz sir he said yes come in.
After complete entry in room I saw there are 7 member in the panel  1 female and 6 male
I wish mam first then to all sirs.
They said to sit and the war begins now they only attack on my weakest point
M1-tell me about urself?
Me-in very gud fluency I started my intro after 30 sec M1 interrupted  me and said just tell me your basic education as I am a post graduate they want only graduation . I told them I m b.sc graduate with P C M +computer application .
M1-ok ,tell me about statutory liabilities with example (from finance as I m mba finance)
Me-in my mind I have never hear dis term before so only basis of my little knowledge I want to xpln but failed ,they took  20 sec nd den xpln it to me nd pass on to M2
M2-how to do marketing?
Me-xpln look satisfied
M3-you are graduate in computer application? Function of f8?
Me-yes sir. Sorry sir don’t recall it I never use dis key and never read it.:P(aur sb pta thi bt ye nhi)
M3-ctrl s ,ctrl z ,for redo what key is use?
Me-(kon ni janta)answered.
M4-what is NGO?
Me-full form forget but said them I will xpln u the function of dis nd how it is work and xpln (luk not satisfy)
M5-why u left ur job from axis bank?
Me-tell them my points
M5-tell me the qualities which you have as a assistant  manager?
Me-xpln
M6-crop season kitne hote h india me?
Me-answered
M6-kharif ki faisal kb lagai jati h?
Me-confuse in it  tell june ,they said ulta bol rhe ho ,I said sorry sir.:P
M6-aapne English me jo topic likha h priority sector  pr usme 15% kisko milta h advances ka?
Me-answered.
F1-tell me about guerrilla marketing?
Me-surprised I don’t hear dis word ever,they all laughing and said ye wo gorilla ni h jungle wala marketing ka h?
Me-mam m marketing se nhi hu finance se hu ,she said to kya hua beta basic to pdhate he h mba me ,I said maine ye kbi ni suna,she said ok
F1-what is offensive and defensive marketing?
Me-try to manipulate them as I also don’t hear dis nd then say sorry mam.
F1-are you know HUF?
ME-yes mam hindu undivided family.
F1-kya hota h ye ?
Me-mam ek pura kunba hota h jisme ek mulkhiya hota h .
F1-mukhiya ko kya bolte h and family members ko kya bolte h?
Me-thodi der socha  and then said sorry again.
F1-karta bolte h mukhiya ko ,family member ko kya bolte h?
Me-sorry
F1-female include hoti h isme?
Me-yes mam
F1-ok beta ,pass on to m2
M2-swot analysis kya hota h?
Me-tell them with xampl.

Ok beta ab aap ja skte h .thanx them and puri tez bhaga wanha se.:P

Bht buri trh se fansaya mjhe hawa khrab ho gai thi puri koi smile ni dera tha sb serious mode pr they,bs mam thodi kind thi bt unke questions ne jhand kr di.

Sb k sb retired they .itni jhnd aaj tk nhi hui.:P

All the best to all of you EP’ians.:)



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